Need an appraisal in McCordsville or Hancock County?

The top 7 reasons IN homeowners use Sterling Appraisal Group, Inc:

To get a pre-listing appraisal (whether they're selling the home themselves or using a real estate agent)
Challenge Hancock county's assessment of your propertyworth
Remove PMI to cut their monthly mortgage payment
To reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If property needs to be divided because of a divorce
Settle an estate in IN by determining the true market value of real estate in question

Need help determining the value of your home in or near McCordsville, IN?
Contact Sterling Appraisal Group, Inc.

We at Sterling Appraisal Group, Inc understand the unique needs of a customer after appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your home, it's often very hard to be objective about it. Our professional appraisers at Sterling Appraisal Group, Inc are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your property will attract buyers. It's something concrete to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your home and will be much more likely to give credibility to an experienced appraiser's value judgement than yours.

Need to cancel PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive money saver for homeowners. Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your house. In most cases you can apply to your lender to have the PMI removed from your loan. We are experts in helping customers just like you do away with unneeded PMI insurance.

Challenging Hancock county's assessment of your property

Lets say you live in an area that's declining -- your local tax assessor may have your house overvalued. This only means you are paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the sooner you take care of things like this, the better. Getting an appraisal report from Sterling Appraisal Group, Inc is your chief weapon when contesting your property tax assessment.

Recently got a freeze your HELOC?

If your home is close to a declining area, your lender may just make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be be unfavorable to your credit score since it may appear as though that credit line is maxed out, and also troublesome from a cash flow viewpoint. Sterling Appraisal Group, Inc can provide you with an expert appraisal that will help you reinstate your home equity line of credit.

We Offer Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you would prefer to have an expert double-check it for accuracy or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? Sterling Appraisal Group, Inc offers field reviews where we go out and check the subject and comps in question. Or, if you're in a rush, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can help with that too. Even though this is usually requested by banks, you may desire to use this service if you suspect mortgage fraud related to your property.